Sacramento Expert Short Sale Real Estate Agent

Posts Tagged ‘placer county’

       Heading Down an Unknown Road!!! 

When making a decision to sell your home without an agent being there to assist you, means that you are also taking on a lot of responsibilities that you are not ready for.  Not using a REALTOR® to help you sell your home can be costly in many ways that you are unaware of.  

 Commissions are negotiable with a broker and not set by law, so why not get the best help you have available to you?  Remember you get what you pay for. You want to be protected at all times when selling a home and this is what Realtors® get the training and experience doing. Realtors® just do not take a class then instantly their a Realtor®. We put tons of time in the field, taking class after class, after class learning regulations and laws which enables us to better serve you the client.  We get paid to give our best client service and protection to both the buyer and seller. Most of us EARN what we get from you the seller.

Here are a few things that you may not think about when it comes to selling your home on your own.

• You will need to be available at all times so that you will not miss out on a good potential buyer, this means 24/7 or at least 12/7. You will have looky loo’s stopping by, calling all the time just to see the inside of your home that are really only interested in seeing it.  Do you really want to trust a bunch of strangers coming through your front door?  Being aware of your surroundings at all times is not a comfortable position to be in.
• You will be paying out of your pocket for all the ads, “FOR SALE” sign to place on the property.  The ads are very costly these days
• You will need to locate all the legal  disclosures and such in the event a buyer wants to present an offer you can not refuse and then know exactly what they all mean. These can sometimes be difficult to understand and you the seller are held liable in the event that you do not disclose everything.
• How would you know if in fact an offer looks good?  Do not just look at the purchase price, as there are other fee’s associated with the selling process of your home. Is the offer presented to you asking for certain things from you the seller are not understanding?  Does the buyer really qualify? Lots of questions will go through your mind. Do you know what to ask in any case? If the offer is coming from a buyer with an agent, do or would you trust that person, as they are representing the buyer.

Now that this is out of the way, let me tell you a few benefits of using a Realtor® that might help you in making a decision.

• You will not need to be available all the time to show the home to potential buyers, as the agent will pre-screen the buyers and show the home for you. The agent uses a lock box that will allow only other agents to have access to your home which can be tracked in the event something might happen. No more sitting around waiting for the knock at the door or awaiting the phone to ring. 
• You will not be paying the costs of advertising your property by placing ads or buying signs.  The agent does this at no cost to you.  The agent ( Realtor ) has a vast amount of resources to market your property.
• You will not need to find any forms to fill out or purchase.  The agent also provides this for you and has the knowledge in knowing what all of this information means to you as the client. The agent is your protection as long as you are honest in your disclosure.  This transaction will also be somewhat protected by the broker representing you.
• The agent will explain the offer to purchase to you and be able to explain the contract in detail to you. Therefore eliminating all your questions and concerns you may have. 

Now this is not to say that many sellers out there have no problems with selling their home by themselves. I am just saying that is the amount you are saving on the commission worth all the headaches, hassles, and most of all your valuable TIME that you never get back?

Please feel free to contact me at anytime with any questions you may have. or feel free to post your comments as I welcome them.

Terri Wisecarver

REALTOR®

Whitman Metropolitan Inc.

Sacramento Real Estate

Well I have to say that in over the last year I have learned a bunch in regards to short sales by trial and error.  That said, it seems to be getting easier to get them accepted if  everyone in the transaction is fully educated and willing to do their part.

I have been doing short sales in Sacramento on my own as well as handling them for 2 other REALTORS at the same time for quite some time.  There are others that say they would not touch a short sale as far as showing them or listing them. Why is the question I would ask!  My last buyer I was working with looked at so many homes and then decided to look at a short sale listing.  They fell in love with the home and it had all 5 things that they were looking for in a home.  The other homes they would of settled for but why?  Holding out for what you really want should be the way to go.  Whom would settle for less?  After months it was finally accepted and they are so happy.

The banks are starting to get easier to work with, faster in turn around times, and better communication.  This of course is from my experience with them.  I have had nightmare’s on some don’t get me wrong but walking away from helping buyers or sellers is also not the way to go. 

I believe that agents should change with the times and care a bit more about their clients and not the money they will make.  Change is good for all people in one way or another. It just takes time to see the good.

I received an acceptance on a short sale I was working on for another REALTOR last Monday to find out the buyer had walked.  The listing agent changed the status in the MLS and here came the next offer.  I submitted the new offer thinking it would take another 2 couples to get another acceptance and to much surprise I had the acceptance by Thursday of the same week.

I ended up listing 2 homes over the weekend with one of them being a Short Sale.  Now no one is to say that anything is easy but how do you grow and learn if you do not try.

I offer my services to work  short sales for other agents at no charge up front and work them until the end.  There are a lot of companies that offer the same service for a non-refundable fee upfront.  Do you really know if they are working your deal?  I offer the best service (to agents)and do not ask for a dime until it closes and this is the best service I can provide. FREE until the end. No closing, No costs.

Feel free  to contact me at anytime if you should have any questions.  If I do not have an answer then I will do my best to obtain one.

Terri Wisecarver

Sacramento, Placer, El Dorado County Real Estate